Real Estate
| Good [+1]Toggle ReplyLink» AlienZeD replied on Thu Aug 30, 2007 @ 5:38am |
 Coolness: 509575 | So I am going to start looking for property to buy. Any advice? |
| I'm feeling achy right now.. | |
| Good [+1]Toggle ReplyLink» FRANKB replied on Thu Aug 30, 2007 @ 7:21am |
 Coolness: 103350 | my mom's a real estate agent, asshole |
| I'm feeling finger in the azz right now.. | |
| Good [+1]Toggle ReplyLink» system_glitch replied on Thu Aug 30, 2007 @ 10:02am |
 Coolness: 162515 | I guess if you're asking on a public forum, you've probably already done a fair bit of research and education on real estate investing ... if not, that's definitely where I'd start ;)
What's your goal/objective? What kind of properties are you looking for? More details would definitely help ;) |
| I'm feeling stranger thn fiction right now.. | |
| Good [+1]Toggle ReplyLink» madforbrad replied on Thu Aug 30, 2007 @ 10:12am |
 Coolness: 44565 | St Henri |
| Good [+1]Toggle ReplyLink» Smurf replied on Thu Aug 30, 2007 @ 10:31am |
 Coolness: 43015 | I'd say find a cheap rent and wait two years, the prices are gonna drop, thats what i'm doing. |
| I'm feeling empathetic right now.. | |
| Good [+1]Toggle ReplyLink» moondancer replied on Thu Aug 30, 2007 @ 12:38pm |
 Coolness: 92280 | Why would the prices drop? |
| I'm feeling bored right now.. | |
| Good [+1]Toggle ReplyLink» WassUpOnEarth replied on Thu Aug 30, 2007 @ 1:01pm |
 Coolness: 47885 | because a lot of baby boomers are gonna die or go into a foyer de vieux (though I think this is more likely to happen in a tenth of years) and after the construction boom happening right now, the offer will overwhelm the demand. |
| I'm feeling honky-chunky right now.. | |
| Good [+1]Toggle ReplyLink» Hidra replied on Thu Aug 30, 2007 @ 1:21pm |
 Coolness: 88440 | I used to work for a real estate related company, we created the software the montreal real estate board is using....spent 2 1/2 years working closely with the board and various agents...
my only advice would be to try to bypass buying through an agent/broker, you will save a lot of money and trouble.... deal directly with the owner if you can... |
| I'm feeling moogalicious right now.. | |
| Good [+1]Toggle ReplyLink» clown replied on Thu Aug 30, 2007 @ 1:54pm |
 Coolness: 221780 | Originally Posted By ALIENZED
So I am going to start looking for property to buy. Any advice? Unless you have about 1 million bucks, you can count out montreal.. but yeah, good luck finding land.. maybe in vaudrauille (spelling?>?)!! |
| I'm feeling rewire 3.5, sept 28 right now.. | |
| Good [+1]Toggle ReplyLink» bob_ replied on Thu Aug 30, 2007 @ 1:56pm |
 Coolness: 102220 | vaudreuil vince :P |
| I'm feeling the vacation bitches right now.. | |
| Good [+1]Toggle ReplyLink» AlienZeD replied on Thu Aug 30, 2007 @ 5:16pm |
| Coolness: 509575 | The thing is paying rent is stupid, you pay out hundreds of dollars a month just to house yourself. If you get a mortgage, every penny (minus interest) is basically being saved in the form of equity, you'll generally be paying LESS than you would rent AND it all comes back to you when/if you move out(sell). Chances are you'll have a much bigger place too. There's no better way to invest, there's no safer market and I can't believe it's not butter.
So avoid brokers? How am I going to find a decent place without one? :\ |
| I'm feeling achy right now.. | |
| Good [+1]Toggle ReplyLink» El_Presidente replied on Thu Aug 30, 2007 @ 8:29pm |
 Coolness: 299340 | dont listen to hydra. You only pay the agent/broker if youre selling. Not if youre buying.
Oh and I've been working with real estate agents for 10 years now and Neuromyth's mom sucks. Get my mom, she's a lot better |
| I'm feeling lonely right now.. | |
| Good [+1]Toggle ReplyLink» Hidra replied on Thu Aug 30, 2007 @ 9:00pm |
| Coolness: 88440 | Originally Posted By EL_LEADER_MAXIMO
dont listen to hydra. You only pay the agent/broker if youre selling. Not if youre buying. Oh and I've been working with real estate agents for 10 years now and Neuromyth's mom sucks. Get my mom, she's a lot better the owner will actually want more money for his house since he will loose about what.. 5%? to the agent/broker... and you can negotiate the price more easily if you deal with the owner itself.... there is a couple website/newspaper/etc where you can find things for sale through the actual owner, and deal directly with him.... |
| I'm feeling moogalicious right now.. | |
| Good [+1]Toggle ReplyLink» FRANKB replied on Thu Aug 30, 2007 @ 9:19pm |
| Coolness: 103350 | Originally Posted By EL_LEADER_MAXIMO
Neuromyth's mom sucks. Get my mom, she's a lot better haha |
| I'm feeling finger in the azz right now.. | |
| Good [+1]Toggle ReplyLink» JojoBizarre replied on Fri Aug 31, 2007 @ 9:06am |
 Coolness: 294990 | Originally Posted By EL_LEADER_MAXIMO
dont listen to hydra. You only pay the agent/broker if youre selling. Not if youre buying. Oh and I've been working with real estate agents for 10 years now and Neuromyth's mom sucks. Get my mom, she's a lot better I concur, Tipsy's mom is a lot better wink wink ;-) |
| I'm feeling yeah right now.. | |
| Good [+1]Toggle ReplyLink» system_glitch replied on Fri Aug 31, 2007 @ 9:25am |
| Coolness: 162515 | An agent's fees are integrated in the selling price, and as the agent gets a cut of the final sale, you can bet he won't be willing to negotiate much on the price (otherwise his commission drops as well).
Better to find motivated sellers and cut the middleman, this way you can work more flexible terms. |
| I'm feeling stranger thn fiction right now.. | |
| Good [+1]Toggle ReplyLink» clown replied on Fri Aug 31, 2007 @ 11:11am |
| Coolness: 221780 | Well, there are advantages to both..
if you deal with the individual, you have to hunt down the land and find the person who is selling it. As apose to walking into an office and asking the agent what's for sale in a specific area. so its only normal that he gets a cut for making things easier. if you need a mortgage, i can reffer you to a good broker !! :) |
| I'm feeling rewire 3.5, sept 28 right now.. | |
| Good [+1]Toggle ReplyLink» Smurf replied on Fri Aug 31, 2007 @ 12:23pm |
| Coolness: 43015 | Total Maison SCHL 2% Total Hypothèque
150000 3000 153000 Calcul d'un versement hypothécaire Taux nominal 5,00% Taux mensuel 0,4124% Taux hebdomadaire 0,0950% Montant du prêt 153 000 $ Terme (an) 5 Amortissement (an) 25 Versement mensuel 889,86 $ Versement hebdomadaire 205,03 $ Solde après 5 ans (mensuel) 150 631,12 $ Calcul des intérêts et du solde mensuel sur maximum 20 ans Période Capital Intérêt Solde 1 258,90 $ 630,96 $ 152 741,10 $ 2 259,96 $ 629,89 $ 152 481,14 $ 3 261,04 $ 628,82 $ 152 220,10 $ 4 262,11 $ 627,74 $ 151 957,99 $ 5 263,19 $ 626,66 $ 151 694,80 $ 6 264,28 $ 625,58 $ 151 430,52 $ 7 265,37 $ 624,49 $ 151 165,15 $ 8 266,46 $ 623,39 $ 150 898,68 $ 9 267,56 $ 622,29 $ 150 631,12 $ ... juste dememe, si t capable de payer ton loyer + ramasser de l'argent, c pas vrai que tu perds ton argent, parce que plus tu mets du $ au debut, - tu va payer d'interer. tu voyes en ce moment, pour un pret de 150000 (mettons ta 50000 pi tu t'achetes un condo a 200000), sur ton 1er paiement de 900$, tu payes environ 630$ en interet, donc ta dette diminu que de 270$! Faque si ton loyer est < a 630$, ca vaut encore la peine de payer ton loyer, ramasser du cash, et faire un plus petit pret Pour ce qui est du marcher qui fait que les prix vont baisser, de facon tres simplifie: On etait dans un marche de vendeur, la on se transporte dans un marche d'acheteur (plus de vendeur que d'acheteur), et on viens d'atteindre l'equilibre, donc normallement ca devrait continuer et se desequilibrer en fonction des acheteurs, pendant 2-3 ans. Faites des recherches sur le net j'ai pas vraiment le temps d'expliquer plus, mais peut-etre a soir ma prendre le temps. |
| I'm feeling empathetic right now.. | |
| Good [+1]Toggle ReplyLink» Cano replied on Fri Aug 31, 2007 @ 12:33pm |
 Coolness: 44675 | 600$ d'intérêt? Barnak, tu finis quasiment d'en payer le double ou tripe de ce que tu as emprunter quand tu finis de payer, c'est ridicule. |
| I'm feeling snackbar chez raymon right now.. | |
| Good [+1]Toggle ReplyLink» Holly_Golightly replied on Fri Aug 31, 2007 @ 12:36pm |
 Coolness: 158750 | Originally Posted By EL_LEADER_MAXIMO
Neuromyth's mom sucks. Get my mom, she's a lot better |
| I'm feeling hitched right now.. | |
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