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Saving Up Money - Advice Needed
Good [+1]Toggle ReplyLink» clown a répondu le Thu 12 Jan, 2006 @ 2:04pm
clown
Coolness: 221925
Good luck Sammy..

Its fucken hard.. i have three seperate accounts in my bank.. 1 checking and 2 saving accounts.. but with on-line banking, even when i divide my cash when i get paid, i always end up picking from the savings account.. then again, im horrible with money... when i have alot, i spend on junk.. when im broke, i use my Visa.. lol...

Its going to be hard for you sammy, since your only saving for a couple on months.. or i would say try RRSP's or something that freezes your money for X amount of years at a fixed interest rate..

you can always try what you have already mentioned.. bring a lunch, do spend for nothing.. :)

good luck !!
Good [+1]Toggle ReplyLink» earthyspirit a répondu le Thu 12 Jan, 2006 @ 2:05pm
earthyspirit
Coolness: 229835
everyhing you SEE SMELL TOUCH TASTE OR FEEL is SENSED and MADE SENSE my friend our you would not have OBSERVED it.
Good [+1]Toggle ReplyLink» cactain_steef a répondu le Thu 12 Jan, 2006 @ 2:18pm
cactain_steef
Coolness: 154835
what noah said

annd well, i dont think sammy drinks or any othat .. but drugs n alcy take up a lot of money too... so if you cut back on smokes, drugs, acly, woteva, youll save y ourself a lot more money
Good [+1]Toggle ReplyLink» cactain_steef a répondu le Thu 12 Jan, 2006 @ 2:19pm
cactain_steef
Coolness: 154835
i alos know poeple that take 50, or 100 bucks off each pay check and put it into a seperate account.. even if theyre not saving to go anywhere, so that when they do want to go soewher or want soemthing, or need the money, theyll have it
Good [+1]Toggle ReplyLink» earthyspirit a répondu le Thu 12 Jan, 2006 @ 2:20pm
earthyspirit
Coolness: 229835
money is CEASING to EXIST now..

PAY ATTENTION OBSERVERS!!!
Good [+1]Toggle ReplyLink» beercrack a répondu le Thu 12 Jan, 2006 @ 2:21pm
beercrack
Coolness: 71595
yeah sammy stop doing drugs!
Good [+1]Toggle ReplyLink» Kishmay_Pinas a répondu le Thu 12 Jan, 2006 @ 2:51pm
kishmay_pinas
Coolness: 103415
Pay everything in advance to try and free up your last couple pay checks before you head out. This worked mad for me. Had my rent paid off like 3 months in advance, so that when I decided to leave, it was on a pay day, so 1 full check, plus the knowledge that you will have another check put into your account after you have been travelling for a couple weeks and are almost dead broke.

Easiest way to save is to not have money, so by taking your money and paying (in advance) actual bills with it, you are left with nothing to spend anyway, but it has already been spent on useful shit.
Good [+1]Toggle ReplyLink» me_ a répondu le Thu 12 Jan, 2006 @ 5:10pm
me_
Coolness: 54945
you'll notice that you'll save a lot once you stop buying lunches every day, tea/coffee, etc ... its only a few $ here and there but it adds up.

I would suggest the seperate savings account .. i dont know what bank you belong to .. but at BMO you can open a savings account with 2% interest that's locked until you go to your specific bank... you can't access it if you're out just using your debit card .. when its not easily accessible its easier to just forget about it

also take however much out that you're willing to spend each week CASH .. you're less likely to spend as much when you see how much you're actually handing over .. its much easier to spend more when you're just swipping a card..

anyways goodluck and enjoy your trip :)
Good [+1]Toggle ReplyLink» I_fucked_IansMom a répondu le Thu 12 Jan, 2006 @ 5:17pm
i_fucked_iansmom
Coolness: 49190
TRISHA, Holly molly has it been fucken forever.. Since i've spoken to you.. You prolly dont even remember me.. but i remember Yoda and i remember the day you got her and i was at the hotel. AND shiiit.. how you been lady?
Good [+1]Toggle ReplyLink» me_ a répondu le Thu 12 Jan, 2006 @ 5:29pm
me_
Coolness: 54945
hey man, i'm doing well. it's been a while hasn't it. i'll add you to my msn we'll catch up there
Good [+1]Toggle ReplyLink» I_fucked_IansMom a répondu le Thu 12 Jan, 2006 @ 5:44pm
i_fucked_iansmom
Coolness: 49190
done
Good [+1]Toggle ReplyLink» El_Presidente a répondu le Thu 12 Jan, 2006 @ 9:57pm
el_presidente
Coolness: 299485
HOT DOG IN A HALLWAY!
Good [+1]Toggle ReplyLink» soyfunk a répondu le Thu 12 Jan, 2006 @ 11:39pm
soyfunk
Coolness: 126930
the thing is the savings account thing doesnt make a difference if at the end of the month you dont really have alot to put aside


although im living pretty frugal already
pretty sure there's alot of expenses i can cut down on
so the input on stuff like tea and coffee was the kind of advice i was looking for
also the finding gems at the salvation army to sell online is pretty good

thanks for the good advices anyways

Originally posted by MADESKIMO...

yeah sammy stop doing drugs!


LMAO
Good [+1]Toggle ReplyLink» BOBDYLAN a répondu le Thu 12 Jan, 2006 @ 11:48pm
bobdylan
Coolness: 148345
saving up money - advice needed

I use to complete a few unfinished jobs, arts and others, and sell them. I've started to do this when I was 5 I guess. selling 25cent a draw to my mom. Now I sell 800$ a stained glass door to my friend's mom. Things haven't change, they have evolved.

ps: fuck tim hortons
Good [+1]Toggle ReplyLink» beercrack a répondu le Fri 13 Jan, 2006 @ 12:47am
beercrack
Coolness: 71595
i like this thread
Good [+1]Toggle ReplyLink» soyfunk a répondu le Fri 13 Jan, 2006 @ 8:51am
soyfunk
Coolness: 126930
Originally posted by KISHMAY PINAS...

Easiest way to save is to not have money, so by taking your money and paying (in advance) actual bills with it, you are left with nothing to spend anyway, but it has already been spent on useful shit.


thats excellent
Saving Up Money - Advice Needed
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