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However, there are several factors that a car buyer should consider when buying used cars. Used car loan value is one, among with other things. The loan value for used cars is simply the amount that a loan company is willing to lend the borrower. Lenders may borrow the whole loan value. This is called 100 percent financing. If the lender only borrowed less than than the loan value, the interest rate will be lower. On the other hand, if the lender borrowed more than the full amount of the loan value, the interest rate will be higher.
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